Terms of Website Use


These terms of use (together with the policies referred to in them) tell you the terms on which you may access, browse or otherwise use this website www.uk.cntaiping.com (this site). By accessing or using this site, you confirm that you accept and will comply with these terms of use.


  1. Information about us

       a. www.uk.cntaiping.com is a website operated by China Taiping Insurance (UK) Co. Ltd (we, us, our).

       b. We are registered in England and Wales under company number 1766035 and have our registered office at 2 Finch Lane, London EC3V 3NA which is also our main trading address.

       c. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

  2. Other applicable terms     

       These terms of use refer to the following additional terms, which also apply to your use of this site:

       a. Our Privacy Policy which sets out the terms on which we process any personal data we collect from you or that you provide to us. By using this site, you consent to such processing and you warrant that all data provided by you is accurate.

       b. Our Cookie Policy which sets out information about the cookies on this site.

  3. UK Use

       This site is intended for access and use by UK residents only. We do not guarantee that it is appropriate for use or complies with legislation or regulation outside the UK.

  4. Changes

       a. We may revise these terms of use at any time without notice to you by amending this page. We recommend you regularly revisit this page to ensure you have seen and are aware of our latest terms.

       b. We may update this site from time to time, and may change the content at any time. However, please note that any of the content on this site may be out of date at any given time, and we are under no obligation to update it.

  5. Accessing this site

       a. We make this site available free of charge and so we do not guarantee that this site, or any content on it, will always be available or be uninterrupted. We will not be responsible to you if this site is unavailable at any time or for any period.

       b. We do not guarantee that this site will be secure or free from bugs or viruses. You must use appropriate virus checking software. We are not responsible for any loss or damage caused by bugs, viruses or defects as a result of your use of this site or where you download any material posted on it or access a website linked to it.

  6. Intellectual property rights

       a. We or our parent company own all copyright, design right, database rights and other intellectual property rights in the whole of this site unless we state otherwise.

       b. We do not allow you to access or use this site for any commercial purposes or otherwise exploit, copy, publish, distribute, or reproduce any part of this site. We monitor use of this site and will take whatever action necessary to protect this site from such activities.

       c. Our permission for you to use this site will end immediately if you break these terms of use. You must, at our option, either return or destroy any copies you have made of this site or any of its content.

  7. No reliance on information

       This site and the content posted on it are provided for general information only. They are not intended to be advice on which you should rely and you must obtain professional or specialist advice before taking, or refraining from, any

  8. Limitation of our liability

       a. We do not exclude or limit our liability for death or personal injury caused by our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

       b. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to this site or any content on it, whether express or implied.

       c. We will not be responsible to you for:

          i. any loss or damage you may suffer or incur in connection with your use of this site as a result of an extraordinary event or circumstance which is beyond our control; or

          ii. any indirect loss or damage you suffer or incur as a result of your use of this site which we could not have known about at the time when you used this site.

              a. If you are a business user, please note that in particular, we will not be liable for loss of profits, sales, business, or revenue, business interruption, loss of anticipated savings, loss of business opportunity, goodwill or reputation or any indirect or consequential loss or damage;

              b. if you are a consumer user, please note that we only provide this site for domestic and private use by consumers. You agree not to use this site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

  9. Third party links and resources in this site

       This site may contain hypertext links to websites operated by third parties. Hypertext links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. The organisation identified as controlling that website is responsible for its operation and content and you are advised to read their terms of use before accessing the website. We accept no responsibility or liability for the contents of any third party website.

 10. Applicable law

       a. If you are a consumer, please note that these terms of use are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

       b. If you are a business, these terms of use (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

 11. Contact us       

       Thank you for visiting this site. If you wish to contact us, please email compliance@uk.cntaiping.com.