From 1st April 2012 we are required under new regulations to request the following information for any insurance policies which include Employers Liability Insurance:


  • Employer Reference Number (ERN) which is commonly referred to as the Employer's PAYE Reference.


We now request this additional information on our Proposal Forms.


This information is sent to the Employers Liability Tracing Office (ELTO) who will keep a record on their database in case of any future Employers Liability Claims.


The ELTO employer guide designed to advise employers of the information they will need to supply to their insurers is available to download from the FORMS page of our website.


For further information, please visit the ELTO website